SUNANDO ROY – On Banking, Finance and Society

Month: January 2026

January 23, 2026

Unsaleable Real Estate Collateral in Mortgage and Ijara Financing: Credit Risk and Supervisory Implications
January 23, 2026

How Digitalisation Is Transforming the Deposit Insurance Sector : Insights from IADI January 2026 Report
January 21, 2026

Understanding and Reviewing Platform Risk: The New Supervisory Mandate
January 20, 2026

From Model Risk to AI Risk: Supervisory Perspectives on Governing Advanced Analytics
January 20, 2026

Systemic Importance of Digital Platforms in Financial Sector
January 19, 2026

Embedded vs Layered Compliance: Redesigning the Second Line for a Digital Age
January 14, 2026

Management Committees and Conflict of Interest
January 14, 2026

Assessing CRO Independence: From Supervisory Standards to Operational Reality
January 13, 2026

Traceability Over Anonymity: How Global AML Standards Are Redrawing the Line for Privacy‑Focused Crypto
January 11, 2026

Stress testing private equity and private credit : UK FCA’s SWES Initiative
January 10, 2026

From Guardrail to Insight: The Residual Role of LTV in Banking Risk Framework
January 10, 2026

Chasing Risks in Financial Sector : Transformed Intermediation, Strengthened Interlinkages and Shifting Risk Residence
January 10, 2026

Cross‑default‑induced Cliff Effects in Provisioning for Concentrated Banks in Emerging Markets
January 10, 2026

When Supervision Speaks: From Process Guidance to Strategic Signals
January 9, 2026

ESG Stress Tests : The Current State
January 9, 2026

The Dual Frontier: Leveraging NBFIs for Growth While Containing Emerging Systemic Risks
January 7, 2026

How Far Can Banks Go in Crypto? A Look at Emerging Regulatory Approaches
January 7, 2026

Bank- NBFI Linkage and Evolution of Systemic Risk
January 6, 2026

India’s VDASP Regime vs Full VASP Licensing- What India Misses Out
January 6, 2026

Operational Mechanics in Pre-Positioning of Collateral at Central Banks
January 6, 2026

Conceptual Foundations of Static Balance Sheet Assumption in Supervisory Stress Testing
January 5, 2026

Techniques for Onsite Supervision of Cyber Risk: Best Practices and the Road Ahead
January 4, 2026

NSFR Stress Testing – Is it necessary at all?
January 3, 2026

Managing Emerging Risks – OECD’s Emerging Critical Risks Framework
January 3, 2026

Risk Based Supervision as a Strategic Market Building Platform
January 3, 2026

Enforcement in the Age of Innovation : Strengthening Trust in the Financial System
January 2, 2026

Role of Risk Density and Return on RWA in Risk‑Based Supervision
January 2, 2026

High Retail Credit Growth in India: The Dangers of Credit as Consumption, Not Prosperity
January 2, 2026

Improving NPAs of Indian Banks: Genuine Reduction or Cosmetic Cleansing?
January 1, 2026

Locating Risks Before It Becomes Reality: How IFRS 9 ECL Supports the Resolution of Bad Loans