SUNANDO ROY – On Banking, Finance and Society

Month: July 2026

July 30, 2026

Reviewing Financial Projections in a New Bank Licence Application : From Business-Model Assumptions to Prudential Judgement
July 30, 2026

Trust through Transparency: Supervisor–Licensee Communication in a Digitalised World
July 27, 2026

Competitive Regulatory Rationalisation in FinanciAL Sector
July 24, 2026

The Next Wave of Digital Finance Talent: Why the future of finance belongs to professionals who can connect technology with financial judgement.
July 22, 2026

Digital Transformation in Banking: Regulatory Challenges and Supervisory Priorities Introduction
July 21, 2026

The Minimum-Payment Trap in Credit Cards: Should Regulators Protect Customers From Debt Trap?
July 21, 2026

Over-Limit Consent in Credit Card
July 21, 2026

Supervisory Decision-Making in Liminal Spaces: A Financial Sector Perspective
July 21, 2026

A Short Window to Change Your Mind: The Case for a Credit Card Cooling-Off Right
July 21, 2026

The Grace Period Guarantee: Making the Interest-Free Window a Right
July 21, 2026

Assessing the Substance of Board Effectiveness
July 21, 2026

Interest on Interest: Why Credit Card Fees Should Not Earn Interest
July 21, 2026

Ending Unsolicited Cards and Silent Limit Increases
July 21, 2026

Nano Apps in Banking Supervision and Risk Management
July 21, 2026

Nano Apps: Lightweight Digital Tools for Modern Banking
July 16, 2026

Digital Tool ▪︎Related Party Transaction Oversight
July 16, 2026

Leveraging Advanced Technology in Banking: Efficiency, Resilience and Responsible Adoption
July 14, 2026

Governance Considerations in Related-Party Transactions
July 14, 2026

Is a Transaction Truly Carried Out at Arm’s Length?
July 14, 2026

Developing a Red-Flag Register to Detect and Monitor Abusive Related-Party Transactions
July 14, 2026

Related-Party Transaction Capture – Turning a Register into an Effective Control System
July 14, 2026

Building an Effective Related-Party Transaction Database for Banks and Financial Institutions
July 12, 2026

Oversight of Related-Party Transactions: Supervisory Perspectives for the Financial Sector