Author: Sunandoroy

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  October 11, 2026

  Modernizing Bank Regulation and Supervision: Messages from the Federal Reserve

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  September 27, 2026

  FSAP Management in Central Banks: Governance, Operational Arrangements and Coordination

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  September 26, 2026

  Keeping Lenders Out of the Builder’s Seat

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  September 19, 2026

  Efficient Supervision with Micro Apps: Information Processing at Near-Zero Marginal Cost

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  September 18, 2026

  Supervisory Stress Testing Reform in the US

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  September 14, 2026

  Alumni Engagement in Universities: The Administrative Architecture

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  September 7, 2026

  Visva Bharati Alumni Register

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  August 22, 2026

  Embedding AI Around the Deterministic Core of SupTech: Where AI Adds Real Supervisory Value

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  August 20, 2026

  Balancing Supervisory Demands with Licensee Burden — A Perspective

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  August 20, 2026

  Value Proposition of SupTech Applications

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  August 20, 2026

  APRA’s  Net-Neutral Corporate Plan 2026-27 : Prioritizing New Risks Alongside Offsetting Simplification
• August 18, 2026

  Re-ageing of Credit Facilities: A Global Regulatory Perspective

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  August 17, 2026

  Structural Resonance of Micro Apps in an Enterprise-Wide AI Initiative

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  August 3, 2026

  The AI Factor in Micro Apps

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  August 3, 2026

  Financial Sector Micro Apps : When Detailing Matters

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  August 3, 2026

  Broad Brush versus Nuance The Case for Micro Apps Built on Existing Data Lakes

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  July 30, 2026

  Reviewing Financial Projections in a New Bank Licence Application : From Business-Model Assumptions to Prudential Judgement

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  July 30, 2026

  Trust through Transparency: Supervisor–Licensee Communication in a Digitalised World

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  July 27, 2026

  Competitive Regulatory Rationalisation in FinanciAL Sector
• July 24, 2026

  The Next Wave of Digital Finance Talent: Why the future of finance belongs to professionals who can connect technology with financial judgement.

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  July 22, 2026

  Digital Transformation in Banking: Regulatory Challenges and Supervisory Priorities Introduction

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  July 21, 2026

  The Minimum-Payment Trap in Credit Cards: Should Regulators Protect Customers From Debt Trap?

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  July 21, 2026

  Over-Limit Consent in Credit Card

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  July 21, 2026

  Supervisory Decision-Making in Liminal Spaces: A Financial Sector Perspective

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  July 21, 2026

  A Short Window to Change Your Mind: The Case for a Credit Card Cooling-Off Right

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  July 21, 2026

  The Grace Period Guarantee: Making the Interest-Free Window a Right

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  July 21, 2026

  Assessing the Substance of Board Effectiveness

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  July 21, 2026

  Interest on Interest: Why Credit Card Fees Should Not Earn Interest
• July 21, 2026

  Ending Unsolicited Cards and Silent Limit Increases

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  July 21, 2026

  Nano Apps in Banking Supervision and Risk Management