Dr. Sunando Roy
sunandoroy@gmail.com • 00973 37787138
Manama, Bahrain
Professional Experience
Lead and guide on-site inspection teams in methodology development, planning, and execution of regulatory inspections across a diverse portfolio of financial entities, including conventional and Islamic banks, insurance companies, financial institutions, and capital market participants. Enhance supervisory frameworks by developing rating methodologies to assess risks and prioritize actions. Implement and oversee reviews focused on consumer protection, fintech supervision, digital banking advancements, and cybersecurity within the financial sector. Conduct fraud risk assessments and forensic audits, ensuring robust fraud prevention measures are in place.
● Developed a comprehensive supervisory stress testing framework, evaluating credit, market, operational, and liquidity risks.
● Led the enhancement of risk-based supervision methodologies, resulting in more targeted and effective regulatory actions.
● Monitored on-site inspection process, improving thoroughness and efficiency of regulatory examinations within financial sector.
● Implemented a cyber security review framework, elevating the security posture of the financial sector against evolving threats.
● Conducted privacy audits, ensuring licensee compliance with personal data protection law and safeguarding consumer information.
Directed risk advisory unit, providing advisory services and implementing risk frameworks for conventional/Islamic banks and corporates across Bahrain, Qatar, Abu Dhabi, Saudi Arabia, and Kuwait. Spearheaded ERM implementations in the banking sector, developing credit risk policies, and performing CAMELS rating and credit scoring model analyses. Formulated market risk policies, conducted regulatory capital computations, and validated risk models, including VaR. Led RCSA implementations, operational risk framework development, and key risk indicator identification. Designed and implemented liquidity risk frameworks, addressing LCR, NSFR, and ALM policy requirements.
● Implemented comprehensive enterprise risk management frameworks, enhancing risk identification and mitigation strategies.
● Developed and validated advanced market risk models, including Monte Carlo and stress testing while managing financial exposures.
● Established robust operational risk management processes, improving loss data management/risk visualization through heat maps.
● Led design and implementation of liquidity and funding risk frameworks, ensuring regulatory compliance and financial stability.
● Constructed economic capital models/ICAAP frameworks, enabling strategic decision-making and capital adequacy assessments.
Managed off-site supervision of Indian banks, meticulously analyzing off-site returns and preparing comprehensive reports for the Board of Financial Supervision. Spearheaded the implementation of Basel 2 standards among Indian banks as an active working group member. Conducted risk-based supervision, ensuring adherence to regulatory frameworks and maintaining financial stability. Analyzed macro-prudential indicators to gauge economic health and address home-host supervisory issues. Coordinated with international institutions such as the IMF, World Bank, OECD, and other central banks, fostering strong collaborative relationships.
● Led a critical analysis of macro-prudential indicators, contributing to the stability and integrity of the financial system.
● Played a pivotal role in the implementation of Basel 2, influencing the regulatory landscape of Indian banking.
● Developed and delivered internal training programs on risk/Basel 2 issues, elevating risk management acumen within organization.
● Coordinated with international institutions, promoting cross-border regulatory cooperation and knowledge sharing.
● Enhanced supervisory practices through the adoption of risk-based supervision strategies, aligning with global standards.
Global Leadership & Strategy Roles
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Training
Education & Certifications
Awards & Fellowships