SUNANDO ROY - On Banking, Finance and Society https://validator.w3.org/feed/docs/rss2.html Digital Transformation in Banking: Regulatory Challenges and Supervisory Priorities Introduction The Minimum-Payment Trap in Credit Cards: Should Regulators Protect Customers From Debt Trap? Over-Limit Consent in Credit Card Supervisory Decision-Making in Liminal Spaces: A Financial Sector Perspective A Short Window to Change Your Mind: The Case for a Credit Card Cooling-Off Right The Grace Period Guarantee: Making the Interest-Free Window a Right Assessing the Substance of Board Effectiveness Interest on Interest: Why Credit Card Fees Should Not Earn Interest Ending Unsolicited Cards and Silent Limit Increases Nano Apps in Banking Supervision and Risk Management Finance and Banking Basics Nano Apps: Lightweight Digital Tools for Modern Banking Governance Considerations in Related-Party Transactions Is a Transaction Truly Carried Out at Arm’s Length? Developing a Red-Flag Register to Detect and Monitor Abusive Related-Party Transactions Related-Party Transaction Capture – Turning a Register into an Effective Control System  Building an Effective Related-Party Transaction Database for Banks and Financial Institutions Role of Structured Judgement in Bank Supervision Leveraging Advanced Technology in Banking: Efficiency, Resilience and Responsible Adoption Tools The Hollow Subsidiary Problem: Unregulated Parent Influence in Investment Banking Oversight of Related-Party Transactions: Supervisory Perspectives for the Financial Sector CME SPAN 2, ICE IRM 2 and the Supervisory Challenge of VaR-Based Margining Uniform Financial Institutions Rating System (UFIRS): The New Method of Rating Banks in the US Digital Tool ▪︎Related Party Transaction Oversight AT1 Instruments, Shareholder Returns, and Intragroup SLAs – Creditor Hierarchy in a Going Concern Bank Managing Geopolitical Risk FCA’s Consumer Understanding Paper Reframing Best Practices in  Conduct Regulation Liquidity Management in Financial Sector Operational Mechanics in Pre-Positioning of Collateral at Central Banks My LinkedIn Posts About Publications Repo Markets Under Stress: Navigating Liquidity Crises and Building Institutional Readiness Strategic Liquidity Readiness: Embedding Usable HQLA at the Core of the Contingency Funding Plan Supervising Virtual Assistants  : A Consumer Protection Perspective Vector Autoregression (VAR): A Model that Transformed the Practice of Monetary Policymaking Building SupTech for On-Chain Analysis: Closing the Information Gap in Decentralised Finance Liquidity Survival Horizon: The Old Metric Finding New Urgency in a Digital World AI and the Chief Risk Officer Managing Risk in Overseas Banking Subsidiaries: Home–Host Challenges and Supervisory Expectations When Documents Lie: Five Hard Lessons from the Brahmbhatt–BlackRock Fraud Market Integrity and Trading Operations: Fair Markets in the Crypto Age Beyond Checkbox Compliance: How Crypto Exchanges Can Meet Evolving Global AML Expectations Aligning Anti Money Laundering and Banking Supervision – ECB’s Perspective Asset Reconciliation and Custody: Foundation of Trust in Crypto Exchanges Proof of Reserves: Not the Silver Bullet for Crypto Transparency Risk Management in Crypto Asset Service : Balancing Innovation with Operational Resilience Fraud Control by Design: RBI’s .bank.in Initiative