SUNANDO ROY - On Banking, Finance and Society https://validator.w3.org/feed/docs/rss2.html FCA’s Consumer Understanding Paper Reframing Best Practices in  Conduct Regulation Finance and Banking Basics Liquidity Management in Financial Sector My LinkedIn Posts About Publications Repo Markets Under Stress: Navigating Liquidity Crises and Building Institutional Readiness Strategic Liquidity Readiness: Embedding Usable HQLA at the Core of the Contingency Funding Plan Vector Autoregression (VAR): A Model that Transformed the Practice of Monetary Policymaking Building SupTech for On-Chain Analysis: Closing the Information Gap in Decentralised Finance Risk Management in Crypto Asset Service : Balancing Innovation with Operational Resilience Liquidity Survival Horizon: The Old Metric Finding New Urgency in a Digital World AI and the Chief Risk Officer Managing Risk in Overseas Banking Subsidiaries: Home–Host Challenges and Supervisory Expectations When Documents Lie: Five Hard Lessons from the Brahmbhatt–BlackRock Fraud Market Integrity and Trading Operations: Fair Markets in the Crypto Age Beyond Checkbox Compliance: How Crypto Exchanges Can Meet Evolving Global AML Expectations Aligning Anti Money Laundering and Banking Supervision – ECB’s Perspective Asset Reconciliation and Custody: Foundation of Trust in Crypto Exchanges Proof of Reserves: Not the Silver Bullet for Crypto Transparency Security or Illusion? The Prudential Limits of Accepting Dated Cheques as ‘Backup Collateral’ in Banking Supervisory Risk Ratings and Stress Testing: A Strategic Integration Agenda for Central Bank Supervisors The Spectre of AI Colonialism When Rules Talk to Code: Why Financial Regulation Should Speak to Machines, and  Humans   Governing Innovation: The Role of AI Labs in Emerging and Frontier-Market Banks Risk Based Supervision Bridging the AI Development Gap: Insights for Emerging Markets Too Many Banks, Too Little Margin? Rethinking Profitability in Small-Economy Financial Sectors Reframing Financial Sector Resilience in a Polarized World : Towards a Forward Looking Regulatory Agenda Artificial Intelligence in an Unequal World: Adoption Pathways and Constraints Unsaleable Real Estate Collateral in Mortgage and Ijara Financing: Credit Risk and Supervisory Implications How Digitalisation Is Transforming the Deposit Insurance Sector : Insights from IADI January 2026 Report Understanding and Reviewing Platform Risk: The New Supervisory Mandate From Model Risk to AI Risk: Supervisory Perspectives on Governing Advanced Analytics Traceability Over Anonymity: How Global AML Standards Are Redrawing the Line for Privacy‑Focused Crypto Systemic Importance of Digital Platforms in Financial Sector From Guardrail to Insight: The Residual Role of LTV in Banking Risk Framework Embedded vs Layered Compliance: Redesigning the Second Line for a Digital Age Management Committees and Conflict of Interest Assessing CRO Independence: From Supervisory Standards to Operational Reality Managing Geopolitical Risk Chasing Risks in Financial Sector : Transformed Intermediation, Strengthened Interlinkages and Shifting Risk Residence The Dual Frontier: Leveraging NBFIs for Growth While Containing Emerging Systemic Risks Stress testing private equity and private credit : UK FCA’s SWES Initiative Cross‑default‑induced Cliff Effects in Provisioning for Concentrated Banks in Emerging Markets Highlights When Supervision Speaks: From Process Guidance to Strategic Signals ESG Stress Tests : The Current State Supervising Virtual Assistants  : A Consumer Protection Perspective