Author: Sunandoroy

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  December 20, 2025

  Supervisory Culture and Its Influence on Regulated Institutions

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  December 19, 2025

  Scenario Layering in Stablecoin Stress Testing: A Supervisory Imperative

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  December 19, 2025

  Smart Contracts Automate Execution—Not Responsibility: Why Hybrid Legal–Technical Frameworks Matter

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  December 19, 2025

  Interconnectedness of Banks and Non-Banks: A Financial Stability Perspective

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  December 19, 2025

  Credit Intermediation in the Non-Bank Sector: Implications for Financial Stability
• December 8, 2025

  Cheque Bounce due to Dormancy of Accounts: What’s at Stake?

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  December 8, 2025

  How Much Capital Does a Bank Need? Towards a Data‑Driven Approach

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  December 6, 2025

  Leveraged Bonds : A Global Perspective

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  December 6, 2025

  Leveraged Bonds and Reverse Solicitation : Why Regulators Worry About this Cocktail?

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  December 6, 2025

  Design of D-SIB Frameworks : A Global Perspective

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  December 6, 2025

  The Tuna Bonds Scandal: Failures in Financial Supervision, Compliance, and Risk Management

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  November 26, 2025

  Complexity of Group Structure and Systemic Risk
• November 26, 2025

  Reducing Enforcement Friction: FED’s Move Toward Simpler Ratings and Nuanced Supervisory Judgement

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  November 25, 2025

  Independent Directors in Corporate Groups : When the Same Independent Director Sits in Multiple Boards of Group Companies

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  November 23, 2025

  Preventing Scope Creep in SDLC-Based Software Acquisition Projects

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  November 20, 2025

  Enter the Machine: How AI-Driven Trading Can Amplify Impending Asset Price Correction Into Waves

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  November 19, 2025

  Understanding the Interest Component in Buy Now Pay Later (BNPL): A Global Perspective

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  November 18, 2025

  The ECL Framework: Understanding the Role of Origination Rating in SICR

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  November 18, 2025

  Risk-Based Supervision in Practice: How Ratings Shape Enforcement Decisions

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  November 16, 2025

  Some Thoughts on AI Model Risk Management
• November 16, 2025

  Swedish Data Breach Highlights Third Party Risks in Cyberspace

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  November 15, 2025

  Multiplicity of SOFR Rates — Choosing the Right Rate for Different Contract Characteristics

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  November 15, 2025

  What to Do—(and Not to Do) with Customer Feedback in Financial Sector

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  November 14, 2025

  From Disruption to Harmony: Reviving a Bank’s Core Rhythm

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  November 14, 2025

  Fine Print in Financial Contracts: The Silent Threat to Consumer Rights

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  November 12, 2025

  Breaking the Cycle of Interest-on-Interest: Lessons From the Pandemic’s Loan Relief Programs

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  November 11, 2025

  Terrorist Financing : The Conduit of Crowdfunding

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  November 10, 2025

  Is Internal Audit Really Needed in a Crowdfunding Platform?

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  November 10, 2025

  Navigating Capital Adequacy in the Digital Era: Bank Investments in Software and Intangibles

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  November 9, 2025

  Do Crowdfunding Platforms Need Automated Fraud Monitoring Systems?