Sunandoroy - SUNANDO ROY - On Banking, Finance and Society

close up view of colorful liquids in test tubes

January 6, 2026

Operational Mechanics in Pre-Positioning of Collateral at Central Banks

a colored pencil and document on the table

January 6, 2026

Conceptual Foundations of Static Balance Sheet Assumption in Supervisory Stress Testing

January 5, 2026

Techniques for Onsite Supervision of Cyber Risk: Best Practices and the Road Ahead

January 4, 2026

NSFR Stress Testing – Is it necessary at all?

January 3, 2026

Managing Emerging Risks – OECD’s Emerging Critical Risks Framework

person in black suit jacket holding white paper

January 3, 2026

Risk Based Supervision as a Strategic Market Building Platform

overhead shot of a paper with graphs and charts

January 3, 2026

Enforcement in the Age of Innovation : Strengthening Trust in the Financial System

January 2, 2026

Role of Risk Density and Return on RWA in Risk‑Based Supervision

January 2, 2026

High Retail Credit Growth in India: The Dangers of Credit as Consumption, Not Prosperity

January 2, 2026

Improving NPAs of Indian Banks: Genuine Reduction or Cosmetic Cleansing?

January 1, 2026

Locating Risks Before It Becomes Reality: How IFRS 9 ECL Supports the Resolution of Bad Loans

December 30, 2025

At the Apex of Oversight: The Independence Imperative for Audit Committee Chair

December 29, 2025

A Scorecard to Assess AI Preparedness in Financial Sector

December 28, 2025

Managing Conflicts of Interest and Risks in GP‑Led Continuation Funds

December 28, 2025

Fairness in the Flipper: What’s Hidden in GP–LP Rollover Valuations

December 28, 2025

Relevance of Third Party Fairness Opinions in Continuation Funds

creeping plants on arched inside art galery

December 27, 2025

One Group, Many Contracts: How Branch, Head‑Office and Parent–Subsidiary Relations Shape Intragroup Outsourcing Risk

blue white red and yellow abstract painting

December 27, 2025

Capital Call Securitization: Fund Finance’s Emerging Frontier

December 24, 2025

Ten Years of Ukraine Power Grid Cyberattack: A Decade That Redefined Critical Infrastructure Defense

December 24, 2025

Cash Advance through Merchant POS: A Global Regulatory Perspective

December 24, 2025

Liquidity Velocity: The Metric that Matters in Modern Liquidity Risk Management

December 24, 2025

The Rise of Platform-Embedded Lending

blue green orange and red rainbow design decoration

December 24, 2025

Internal Audit in Digital Banks: Guarding Trust in a Technology-Driven Model

December 24, 2025

How Expected Credit Losses Are Calculated After Default ( IFRS9 ECL Stage 3 Exposures)

December 23, 2025

Hybrid Audit Models in Financial Institutions: Integrating Continuous and Periodic Internal Audit for Real‑Time Assurance

December 23, 2025

When Does Collateral Really Become “Excess”? A Prudential Perspective on Partial Release of Security

December 23, 2025

Virtual IBANs (vIBANs): Role in Banking Operations and Regulatory Risks

December 23, 2025

Redesigning Liquidity Resilience in Banks : Lessons from SVB’s Fast-Burn Collapse

December 22, 2025

Platforms, Partners, or Providers? Regulatory Boundaries of Outsourcing in the Remittance Value Chain

December 22, 2025

SUNANDO ROY – On Banking, Finance and Society

Author: Sunandoroy

Operational Mechanics in Pre-Positioning of Collateral at Central Banks

Conceptual Foundations of Static Balance Sheet Assumption in Supervisory Stress Testing

Techniques for Onsite Supervision of Cyber Risk: Best Practices and the Road Ahead

NSFR Stress Testing – Is it necessary at all?

Managing Emerging Risks – OECD’s Emerging Critical Risks Framework

Risk Based Supervision as a Strategic Market Building Platform

Enforcement in the Age of Innovation : Strengthening Trust in the Financial System

Role of Risk Density and Return on RWA in Risk‑Based Supervision

High Retail Credit Growth in India: The Dangers of Credit as Consumption, Not Prosperity

Improving NPAs of Indian Banks: Genuine Reduction or Cosmetic Cleansing?

Locating Risks Before It Becomes Reality: How IFRS 9 ECL Supports the Resolution of Bad Loans

At the Apex of Oversight: The Independence Imperative for Audit Committee Chair

A Scorecard to Assess AI Preparedness in Financial Sector

Managing Conflicts of Interest and Risks in GP‑Led Continuation Funds

Fairness in the Flipper: What’s Hidden in GP–LP Rollover Valuations

Relevance of Third Party Fairness Opinions in Continuation Funds

One Group, Many Contracts: How Branch, Head‑Office and Parent–Subsidiary Relations Shape Intragroup Outsourcing Risk

Capital Call Securitization: Fund Finance’s Emerging Frontier

Ten Years of Ukraine Power Grid Cyberattack: A Decade That Redefined Critical Infrastructure Defense

Cash Advance through Merchant POS: A Global Regulatory Perspective

Liquidity Velocity: The Metric that Matters in Modern Liquidity Risk Management

The Rise of Platform-Embedded Lending

Internal Audit in Digital Banks: Guarding Trust in a Technology-Driven Model

How Expected Credit Losses Are Calculated After Default ( IFRS9 ECL Stage 3 Exposures)

Hybrid Audit Models in Financial Institutions: Integrating Continuous and Periodic Internal Audit for Real‑Time Assurance

When Does Collateral Really Become “Excess”? A Prudential Perspective on Partial Release of Security

Virtual IBANs (vIBANs): Role in Banking Operations and Regulatory Risks

Redesigning Liquidity Resilience in Banks : Lessons from SVB’s Fast-Burn Collapse

Platforms, Partners, or Providers? Regulatory Boundaries of Outsourcing in the Remittance Value Chain

Positive Impact of Quiet Supervisory Steering